Foreclosure notice of default in Florida– what is it?

John Constantine • December 26, 2018

If you’ve gotten a foreclosure notice of default and want to know what the heck is going on, keep reading.


Basically, a foreclosure notice of default is a document that has to be filed by a lender to start the process of foreclosure.

The foreclosure notice of default must be sent to anyone who has an interest in the property (any other loans, lenders, or even contractors who are owed money for work done to a property will get a copy).


The foreclosure notice of default must also be published in a newspaper and physically posted in a prominent place on the property itself.

Although this can be really embarrassing to someone going through foreclosure, it’s actually a very important protection for consumers.

Back before US law required a notice of default, people were sometimes foreclosed on without any warning.


In fact, it’s happened even in the past few years – at least one bank has accidentally foreclosed on the wrong property and kicked people out of their house without due process or warning. It’s even happened around Palmetto.


The notice of default is a very important step within the foreclosure process that gives people with an interest in the property to step forward and claim their rights – before it’s too late.


If you’ve received a notice of default, don’t wait. Time is definitely of the essence, and you should take action.


Here are a few key steps you should take:


1) Stay calm and don’t panic.


This may sound obvious, but it’s probably the most important. Anyone in foreclosure is dealing with a lot of stress beyond just the property. These situations don’t happen overnight, and they take a while to solve. You’ll get through it by practicing good coping techniques and taking good care of yourself and your family. Panic leads to bad decisions, so stay cool.


2) Educate yourself.


Learn everything you can about the foreclosure process in your state so that you know what’s happening and what’s coming up next.


3) Gather your resources.


There’s also many non-profit and government resources available out there. You’ll want good legal and tax advice along the way. Definitely don’t try to do it all yourself. This stuff is super complicated with lots of rules.


4) Learn your options.


We’re here to help you avoid foreclosure. We buy houses with cash. We can help you with short sales and even rent-back situations so you (potentially) may be able to keep living in your home. There are many more options than you think.


5) Communicate.


The banks involved don’t want your property. They want money, and what you say matters a lot. You can slow down or stop the foreclosure process if you take the appropriate action.


Want to know more?



Call us anytime (941)-786-0009 or connect with us on our website and we’ll lay out all of your options for your specific situation.

10 Things That Can Make it Difficult to Sell Your House in Bradenton

By John Constantine • June 23, 2024
Selling a house in Bradenton can be a complex and often challenging endeavor. The local real estate market conditions, the state of your property, and competition from other sellers are just a few of the many factors that can complicate the process. Finding a reliable real estate agent, navigating through a mountain of paperwork, and waiting patiently for the right buyer to come along can add significant stress and frustration. However, there is an alternative solution that can streamline the process and alleviate much of the burden – selling directly to Golden Rule Home Solutions. In this blog post, we’ll explore the top 10 challenges that can make selling your house in Bradenton difficult, and explain how Golden Rule Home Solutions can help you overcome these obstacles with ease.

6 Simple Tips to Help You Sell Any Unwanted Property in Bradenton

By John Constantine • June 16, 2024
Trying to sell an unwanted property in Bradenton can quickly become an overwhelming and stressful ordeal. From navigating the complexities of the local real estate market to dealing with time-consuming and costly repairs, the process is often fraught with challenges. Fortunately, there are some simple strategies that can help streamline the sale of your property, minimizing stress and ensuring a smooth transaction. In this blog, we’ll explore six straightforward tips to help you sell any unwanted property in Bradenton with ease.  Additionally, we’ll introduce you to Golden Rule Home Solutions, a trusted solution that allows you to sell your property through a direct sale, saving you from paying costly commissions and shouldering the burden of extensive repairs. With these practical tips and the assistance of Golden Rule Home Solutions, you can approach the sale of your unwanted property in Bradenton with confidence, knowing that a hassle-free experience is well within reach.

What You Need to Know About Real Estate Disclosures When Selling Your House in Bradenton

By John Constantine • June 9, 2024
When selling a property in Bradenton, navigating real estate disclosures is a crucial aspect of the process. Real estate disclosures play a key role in safeguarding buyers and providing them with essential information to facilitate an informed purchase decision. Discover the ins and outs of real estate disclosures to streamline your house sale in Bradenton.

10 Benefits of Selling Your House Directly in Bradenton

By John Constantine • June 2, 2024
Navigating the process of selling a property can be a daunting endeavor, requiring significant patience, time, and effort – especially in a highly competitive market like Bradenton, where numerous competing listings vie for buyers’ attention. Traditional methods, such as working with a real estate agent, often involve a prolonged waiting period of weeks or even months before finding the right buyer and finalizing the transaction.  However, for homeowners seeking a swift and hassle-free selling experience, the option of selling directly to a professional buyer like Golden Rule Home Solutions presents an attractive alternative. This direct selling approach offers several key benefits, making it an increasingly popular choice for those looking to bypass the complexities of traditional selling methods. In this blog post, we’ll explore the top 10 advantages of selling your house directly in Bradenton, empowering you with valuable insights to determine if this path is the right fit for your unique circumstances and goals. By understanding the potential benefits, you can make an informed decision that aligns with your priorities and ensures a smooth, efficient sale

Sell My House Fast In Bradenton – What Are My Options?Sell My House Fast In Bradenton – What Are My Options?

By John Constantine • January 15, 2023
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Home Buyers In Bradenton – We Analyze The 3 Ways To Sell

By John Constantine • January 11, 2023
Looking For Home Buyers In Bradenton? We Analyze The 3 Ways To Sell Your Home In Bradenton If you own a home and are thinking about selling to home buyers in Bradenton, you have a number of selling options available to you. In this blog post, we’ll look at those 3 ways and break them down to help you determine which way is best for you. For most people, owning a home is the largest purchase of their lives. So it’s not surprising that the process of buying a home or selling a home can be extremely complex. Over the years, three home-selling options have developed to allow homeowners like you to sell to home buyers in Bradenton. As you think about selling your home, you need to decide which way to sell is best for you, given your goals and timeline to sell. Not sure with of these methods below is right for you? Click here to fill out the form or call (941)-786-0009 and we’d be happy to give you a no-obligation consultation 

Buy My House For Cash In Bradenton – Our Florida Cash For Houses Program

By John Constantine • January 8, 2023
One question we get all of the time here at Golden Rule Home Solutions about our local Bradenton house buying program is, “Can you buy my house for cash in Bradenton or do I have to wait for a buyer to get a bank loan?“. Great question and totally valid. 95% of all buyers of houses listed with a real estate agent go through the traditional “bank loan” process, which can take from 20-60 days from the time you accept their offer, to actually close on the property. All the while you’re paying your mortgage payment, the utilities on the house, insurance, and a real estate agent commission at the end. Keep reading this article to learn about our local “ cash for houses in Bradenton” program and how we can close on your house in as little as 7 days.

A Direct As-is Sale vs. Hiring an Agent When Selling Your House in Bradenton

By John Constantine • August 5, 2020
Are you contemplating selling? You may be curious on which is the better option, a direct sale vs. hiring an agent when selling your house in Bradenton. Circumstances in life can alter your living situation, at times despite your desires. What’s important to note is the time required before closing with each option is just as much of a consideration as the effect each has on your finances.

Kitchen Cabinet Pull Outs in Bradenton and Sarasota – ($200 off Coupon inside)

By John Constantine • July 22, 2020
Have you ever wondered what life would be like if you could roll out shelves in your kitchen cabinets? To simply pull out a magical drawer and voilà!! you find EXACTLY what you were looking for! My significant other and I stumbled across these life changing shelves that slide and decided to have these cabinet pull outs installed at our house in the Bradenton Sarasota area.  Are rolling pull out shelves worth it? “Oh my gosh!! Now cooking will be so much easier!” Elayna screamed when she opened the kitchen cabinets and saw the pullouts for the pantry at our home in Bradenton Sarasota FL. Yes, I SURPRISED her! She then proceeded to roll out and slide back in the shelves over and OVER again with a BIG SMILE on her face. You know that feeling you get when you know you made the right decision? I DEFINITELY had it! I mean, who doesn’t LOVE home cooking?? The answer is, YES, cabinet pull out shelves are ABSOLUTELY worth it!

The 3 Best Mattress Protectors for Airbnb and Vrbo Review for Vacation Rentals – Protecting your beds from stains and bugs

By John Constantine • July 12, 2020
Mattress protectors are essential items for every Airbnb and Vrbo vacation rental host. Heck, they are a necessity in general for every bed in the house. Chances are, you have spent a lot of money on your beds and now you need to make sure your investment is protected. Mattress protectors will do more than just protect your bed from stains, they also can prevent bed bugs, dust mites, allergens, etc. However, when choosing a mattress protector, it’s not as easy as looking at these desirable features. Many of the mattress protectors out there have a lot of issues that can create an uncomfortable night for your guest. Two common issues with mattress protectors on the market are that they make crinkling noises and trap heat . Both of these issues would NOT make a pleasant experience for your Airbnb or Vrbo guests, so picking the wrong mattress protector could result in a negative host review.
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